Maplewood, MN Chapter 7 Bankruptcy Lawyer
Laver Law Office in the Twin Cities area is Maplewood, MN’s premier bankruptcy firm in the area. Mr. Laver is well-versed in Chapter 7 Bankruptcy Law and can help you decide if that is your next best financial move.
In order to qualify for relief under chapter 7
under the US Federal Courts Bankruptcy Code:
You must be an individual, partnership or corporation. One of the primary purposes of bankruptcy is to discharge certain debts to give an honest individual debtor a ‘fresh start.’ The debtor has no liability for discharged debts. In a chapter 7 case, however, a discharge is only available to individual debtors, not to partnerships or corporations. Although an individual chapter 7 case usually results in a discharge of debts, the right to a discharge is not absolute, and some types of debts are not discharged. Moreover, a bankruptcy discharge does not extinguish a lien on property.
Mr. Laver gives each individual case the proper attention and respect it deserves. He can help you get a fresh start by providing personal attention with professional results.
Our Chapter 7 Bankruptcy Services Include:
- Stop wage garnishment
- Stop judgments
- Delay foreclosures
- Eliminate tax liabilities
- Prevent vehicle repossessions
Our firm offers a low fee on a sliding scale that does not tack on hidden fees after your case is settled. We offer evening and weekend appointments for your convenience.
Contact our firm today at 651-653-1616 for an initial consultation.
539 Bielenberg Drive Ste 200
Maplewood, MN 55125
Call to schedule a free consultation
We also offer evening and
Maplewood, MN Stop Wage Garnishments
Are you wondering how you can stop wage garnishments? Laver Law Office in Maplewood, MN understands how difficult financial hardships can be. Wage garnishments are a form of forced payment. The creditor may take a portion of funds directly from the debtor’s paycheck.
In order to get this to stop, the debtor must:
- Stop borrowing money right away
- Evaluate all debt sources to determine what is at risk for wage garnishments
- Negotiate a pay-out deal with creditor
- Seek the professional help of a bankruptcy attorney
Wage garnishment is one of the most crushing and cruel ways creditors can get their money back. In order to stop wage garnishments, chapter 7 bankruptcy is the best option as it will immediately put an end to the garnishments. Chapter 7 works by requiring you to submit to the sale of non-exempt assets, which become part of the bankruptcy estate.
Contact Laver Law Office at 651-653-1616 for a free consultation.
Maplewood, MN Stop Judgments
Can bankruptcy help stop judgments? Ask the premier bankruptcy attorneys at Laver Law Office in Maplewood, MN. Creditors threaten you with harassing phone calls at all hours of the day. Court judgments occur if you default on any outstanding accounts, allowing creditors to take money out of your earnings similar to wage garnishments. Don’t let this happen to you, take action right away by hiring a bankruptcy attorney.
Laver Law Office is experienced in all forms of bankruptcy law. We can help you determine if it is the best option for you. We offer a free consultation to walk you through your options and determine if Chapter 7 bankruptcy is going to best suit your financial needs.
Contact Laver Law Office at 651-653-1616 to stop judgments today.
Maplewood, MN Delay Foreclosures
At Laver Law Office in Maplewood, MN, we follow a streamlined process that efficiently and effectively files your case. We can help delay foreclosures and more with our bankruptcy services. Mr. Laver gives the proper and respectful attention to each case and makes every effort to save your home and vehicles.
It seems that foreclosures are at an all time high. Let us help delay foreclosures in your case by filing for bankruptcy. Take the first step and contact a bankruptcy attorney at Laver Law Office. Let us help you navigate through all the misleading phone calls and letters from your bank and creditors. We are experienced and well-versed in bankruptcy law.
Contact Laver Law Office at 651-653-1616 to delay foreclosures today.
Maplewood, MN Eliminate Tax Liabilities
Laver Law Office is committed to providing experienced and professional bankruptcy law services to the Maplewood, MN area. If you are considering filing for bankruptcy, give us a call. We can walk you through the entire process and provide the personal attention that you need. We can eliminate tax liabilities through bankruptcy. There are very tight restrictions on how this can happen though.
Generally, taxes must be at least three years old to be considered for discharge. The IRS charges heavy penalties for unpaid taxes and all the paperwork can be quite confusing. Let Mr. Laver use his 20 years of experience to help you get the best results.
Contact Laver Law Office at 651-653-1616 to eliminate tax liabilities today.
Maplewood, MN Prevent Vehicle Repossessions
Laver Law Office helps prevent vehicle repossessions through bankruptcy law in the Maplewood, MN area. Filing for chapter 7 or 13 may be able to save your vehicle or home from being repossessed. You can save your vehicle through a process called redemption. The guidelines are tricky, so contacting a bankruptcy attorney at Laver Law Office, would be the best course of action.
If you are worried about vehicle repossession or home foreclosure, the best decision you can make is to get professional help. Mr. Laver believes in giving each client the same personal touch, patience and explanation of details. He understands that this is a difficult time in your life and wants to be able to solve your financial problems in a way that you can understand and appreciate.
Contact Laver Law Office at 651-653-1616 to prevent vehicle repossessions today.